Affiliate System

20-Level Smart Contract-Powered Commission Structure

Earn commissions on yields (not deposits) from your referral network.

🎯 Overview

PoolPays implements an innovative 20-level affiliate system powered entirely by smart contracts. Unlike traditional MLM schemes:

✅ Commissions paid from protocol revenue, not new deposits
✅ No recruitment requirement to earn as LP
✅ 100% transparent — all calculations on-chain
✅ No manual approvals — automatic distribution

💰 Base Yield Plans

🔵 Period

⏱️ Lock Time

💵 Projected Yield

📊 Daily Rate

1 day

0.5%

5 days

0.6%

P10

10 days

0.7%

P20

20 days

18%

0.9%

Minimum Deposit: $10 USDC

Example:

Deposit: $100 in P20 (20 days)
Yield = $100 × 18% = $18
Withdraw after 20 days = $118

📊 The 20-Level Commission Structure

Complete Requirements Table

Level

Commission %

Min. Personal Deposit

Active Directs Required

20%

$100

$200

2 with $100+

$300

3 with $100+

$400

3 with $100+

$500

3 with $100+

$600

5 with $100+

$700

5 with $100+

$800

5 with $100+

$900

5 with $100+

N10

$1,000

5 with $100+

N11

$1,100

7 with $100+

N12

$1,200

7 with $100+

N13

$1,300

7 with $100+

N14

$1,400

7 with $100+

N15

$1,500

7 with $100+

N16

$1,600

10 with $100+

N17

$1,700

10 with $100+

N18

$1,800

10 with $100+

N19

$1,900

10 with $100+

N20

$2,000

10 with $100+

🧮 Commission Formula

Commission = Referral's Yield × Level Commission %

Important: You only earn commissions from levels you've unlocked.

Example N1:

Referral deposits: $100 in P20
Referral's yield: $100 × 18% = $18
Your N1 commission: $18 × 20% = $3.60

Example N2:

2nd-level referral deposits: $100 in P20
Their yield: $100 × 18% = $18
Your N2 commission: $18 × 8% = $1.44

🔓 How to Unlock Levels

Initial State

You deposit: $100

✅ N1 unlocked (20%)
❌ N2–N20 locked

After 2 Direct Referrals

You: $200 deposited Direct referrals:

Ana ($100)
Bruno ($150)
✅ N1 unlocked (20%)
✅ N2 unlocked (8%)
❌ N3–N20 locked

After 3 Direct Referrals

You: $300 deposited Direct referrals:

Ana ($100)
Bruno ($150)
Carla ($120)
✅ N1 unlocked (20%)
✅ N2 unlocked (8%)
✅ N3 unlocked (3%)
❌ N4–N20 locked

💡 Practical Examples

Example 1: Basic N1 Only

Scenario:

You: $100 in P5
Direct referral (João): $80 in P20

Unlocked Levels:

✅ N1 (has $100 deposited, 0 directs needed)

Calculation:

João's yield = $80 × 18% = $14.40
Your N1 commission = $14.40 × 20% = $2.88

Your personal yield = $100 × 3% = $3.00

TOTAL = $5.88 in 20 days (João's P20)

Example 2: Unlocking N2

Scenario:

You: $200 in P10
Direct referrals:
- Marina: $150 in P20
- Ricardo: $100 in P20

Unlocked Levels:

✅ N1 (has $200)
✅ N2 (has $200 + 2 directs of $100+)

Calculation:

1. Marina's yield = $150 × 18% = $27
   N1 commission = $27 × 20% = $5.40

2. Ricardo's yield = $100 × 18% = $18
   N1 commission = $18 × 20% = $3.60

3. Your personal yield = $200 × 7% = $14

TOTAL = $14 + $5.40 + $3.60 = $23 in 10 days

Note: No one at N2 depth yet, so 8% N2 commission inactive.

Example 3: Activating N3 with Depth

Scenario:

You: $300 in P20
Direct referrals (N1):
- Ana: $120 in P20
- Felipe: $150 in P20
- Laura: $100 in P10
2nd level (N2):
- Pedro: $90 in P5 (referred by Ana)
- Sofia: $110 in P20 (referred by Felipe)
3rd level (N3):
- Camila: $80 in P10 (referred by Pedro)

Unlocked Levels:

✅ N1 (has $300)
✅ N2 (has $300 + 3 directs of $100+)
✅ N3 (has $300 + 3 directs of $100+)

Complete Calculation:

Level 1 (20%):

Ana:    $120 × 18% × 20% = $4.32
Felipe: $150 × 18% × 20% = $5.40
Laura:  $100 × 7% × 20% = $1.40
Subtotal N1 = $11.12

Level 2 (8%):

Pedro: $90 × 3% × 8% = $0.22
Sofia: $110 × 18% × 8% = $1.58
Subtotal N2 = $1.80

Level 3 (3%):

Camila: $80 × 7% × 3% = $0.17
Subtotal N3 = $0.17

Personal Yield:

You: $300 × 18% = $54.00

TOTAL EARNINGS:

Personal:      $54.00
N1 Commissions: $11.12
N2 Commissions: $1.80
N3 Commissions: $0.17
TOTAL:         $67.09

Initial capital: $300
Final capital:   $367.09
ROI: 22.36%

📈 Realistic Progression: Zero to First Levels

Month 1: Establishing N1

Investment:

You deposit: $100 in P20

Goal:

Refer 1 close person
Teach them the protocol
Focus on quality

Result:

Referral: Carlos ($120 - P20)
His yield = $120 × 18% = $21.60
Your N1 commission = $21.60 × 20% = $4.32

Personal yield = $100 × 18% = $18

TOTAL = $22.32 in 20 days
ROI = 22.32%

Month 2: Unlocking N2

Investment:

You deposit another $100 → Total $200

Goal:

Refer 1 more direct person
Help Carlos refer someone

Network:

YOU ($200)
 ├─ Carlos ($120) - renewed
 ├─ Beatriz ($150) - new N1
 └─ Diego ($90) - referred by Carlos (N2)

Unlocked Levels:

✅ N1 (has $200 + directs)
✅ N2 (has $200 + 2 directs of $100+)

Calculation:

Personal yield = $200 × 18% = $36

N1 Carlos = ($120 × 18%) × 20% = $4.32
N1 Beatriz = ($150 × 18%) × 20% = $5.40

N2 Diego = ($90 × 18%) × 8% = $1.30

TOTAL = $36 + $4.32 + $5.40 + $1.30 = $47.02
ROI = 23.51%

Month 3: Activating N3

Investment:

Add $100 → Total $300

Goal:

Refer 1 additional person
Organic network growth

Expanded Network:

YOU ($300)
 ├─ Carlos ($120)
 │   └─ Diego ($90)
 │       └─ Patrícia ($70) - N3!
 ├─ Beatriz ($150)
 │   └─ Roberto ($110) - N2
 └─ Fernanda ($100) - new N1

Unlocked Levels:

✅ N1: $300 + 3 directs
✅ N2: $300 + 3 directs
✅ N3: $300 + 3 directs

Calculation:

Personal yield = $300 × 18% = $54

N1: Carlos + Beatriz + Fernanda
($120 + $150 + $100) × 18% × 20% = $13.32

N2: Diego + Roberto
($90 + $110) × 18% × 8% = $2.88

N3: Patrícia
$70 × 18% × 3% = $0.38

TOTAL = $54 + $13.32 + $2.88 + $0.38 = $70.58
ROI = 23.53%

🎯 Strategy to Reach N10

N10 Requirements:

Personal deposit: $1,000
5 active direct referrals of $100+

6-Month Action Plan

Phase

Investment

Goal

Result

Month 1-2 Foundation

$100 → $300

- Deposit $100 initial - Refer 2 trusted people - Reinvest yields

$300 + 2 directs

Month 3-4 Expansion

$300 → $600

- Add $300 new - Refer 2 more people - Help network grow in depth

$600 + 4 directs

Month 5-6 Consolidation

$600 → $1,000

- Add final $400 - Refer 1 additional person - Focus on network maintenance

$1,000 + 5 directs ✓

Result at N10:

Active levels: N1 to N10
Potential commissions:
  • N1: 20%
  • N2: 8%
  • N3-N10: 2% each (16% total)

Total: 44% of available commissions

💼 Advanced Example: 20-Person Network

Affiliate Profile:

Investment: $500 (N5 unlocked)
Direct referrals: 3 of $100+
Personal plan: P20

Network Structure:

YOU ($500 - P20)
 │
 ├─ N1: Ana ($150 - P20)
 │   ├─ N2: Bruno ($120 - P20)
 │   │   ├─ N3: Carla ($100 - P10)
 │   │   │   ├─ N4: Diego ($90 - P5)
 │   │   │   └─ N4: Elena ($110 - P10)
 │   │   └─ N3: Fábio ($80 - P20)
 │   │       └─ N4: Gabi ($95 - P10)
 │   └─ N2: Henrique ($130 - P20)
 │       ├─ N3: Isabela ($100 - P20)
 │       └─ N3: João ($85 - P5)
 │
 ├─ N1: Laura ($180 - P20)
 │   ├─ N2: Marcos ($100 - P10)
 │   │   └─ N3: Nina ($90 - P20)
 │   └─ N2: Otávio ($120 - P20)
 │       ├─ N3: Paula ($75 - P5)
 │       ├─ N3: Roberto ($100 - P10)
 │       └─ N3: Sofia ($110 - P20)
 │
 └─ N1: Tiago ($140 - P20)
     ├─ N2: Valentina ($95 - P10)
     │   └─ N3: Wagner ($80 - P5)
     └─ N2: Xavier ($105 - P20)
         └─ N3: Yasmin ($90 - P10)

Total: 20 people
Total volume: $2,250

Earnings Calculation by Level:

Level 1 (3 people - 20%):

Ana:   $150 × 18% × 20% = $5.40
Laura: $180 × 18% × 20% = $6.48
Tiago: $140 × 18% × 20% = $5.04
Subtotal N1 = $16.92

Level 2 (6 people - 8%):

Bruno:     $120 × 18% × 8% = $1.73
Henrique:  $130 × 18% × 8% = $1.87
Marcos:    $100 × 7% × 8% = $0.56
Otávio:    $120 × 18% × 8% = $1.73
Valentina: $95 × 7% × 8% = $0.53
Xavier:    $105 × 18% × 8% = $1.51
Subtotal N2 = $7.93

Level 3 (9 people - 3%):

Carla:    $100 × 7% × 3% = $0.21
Fábio:    $80 × 18% × 3% = $0.43
Isabela:  $100 × 18% × 3% = $0.54
João:     $85 × 3% × 3% = $0.08
Nina:     $90 × 18% × 3% = $0.49
Paula:    $75 × 3% × 3% = $0.07
Roberto:  $100 × 7% × 3% = $0.21
Sofia:    $110 × 18% × 3% = $0.59
Wagner:   $80 × 3% × 3% = $0.07
Yasmin:   $90 × 7% × 3% = $0.19
Subtotal N3 = $2.88

Level 4 (4 people - 2%):

Diego: $90 × 3% × 2% = $0.05
Elena: $110 × 7% × 2% = $0.15
Gabi:  $95 × 7% × 2% = $0.13
Subtotal N4 = $0.33

Level 5 (0 people - 2%):

Subtotal N5 = $0.00

Total Summary:

PERSONAL YIELD
$500 × 18% = $90.00

COMMISSIONS BY LEVEL
N1 (20%):  $16.92
N2 (8%):   $7.93
N3 (3%):   $2.88
N4 (2%):   $0.33
N5 (2%):   $0.00

TOTAL COMMISSIONS: $28.06

TOTAL EARNINGS:
$90.00 + $28.06 = $118.06

ROI = $118.06 / $500 = 23.61%

In 20 days with 20-person network.

🧮 Quick Commission Calculator

How Much Per Referral?

Reference Table (P20 - 18%):

Referral Deposit

N1 (20%)

N2 (8%)

N3 (3%)

N4-N10 (2%)

$50

$1.80

$0.72

$0.27

$0.18

$100

$3.60

$1.44

$0.54

$0.36

$200

$7.20

$2.88

$1.08

$0.72

$500

$18.00

$7.20

$2.70

$1.80

$1,000

$36.00

$14.40

$5.40

$3.60

General Formula:

Commission = Deposit × 18% × Level_Rate

Example N1: $100 × 18% × 20% = $3.60
Example N2: $100 × 18% × 8% = $1.44

❓ Frequently Asked Questions

1. What if I don't have enough direct referrals?

Example: You deposit $1,000 but only have 2 direct referrals.

✅ N1 unlocked (needs 0 directs)
✅ N2 unlocked (needs 2, you have 2)
❌ N3-N20 locked (N3 needs 3 directs)

You only earn from N1 and N2, even with $1,000 deposited.

2. Do referrals need to stay active forever?

Yes. If a referral withdraws all capital and doesn't renew:

Before: 5 active directs → N10 enabled
After:  4 active directs → N10 disabled again

You must maintain the minimum number of ACTIVE directs.

3. Can I unlock levels out of order?

No. Progression is sequential:

❌ CANNOT: $1,000 deposited → jump to N10
✅ CAN: Unlock N1 → N2 → N3... progressively

You must meet requirements for ALL previous levels.

4. Is it worth investing a lot without referrals?

Analysis:

Scenario A: $100 + 0 referrals
ROI = 18% (personal yield only)

Scenario B: $100 + 2 referrals ($100 each)
ROI = 18% + commissions (~25-30% total)

Scenario C: $1,000 + 0 referrals
ROI = 18% (same %)
Absolute gain higher ($180 vs $18)

Conclusion: Referrals increase ROI %, but investing more increases absolute gain. Ideal is to combine both.

5. Are commissions paid from deposits or yields?

From YIELDS, not deposits.

Wrong: Referral deposits $100 → You get $20 (20% of deposit) ❌
Right: Referral earns $18 yield → You get $3.60 (20% of yield) ✅

This is why it's NOT a pyramid scheme.

🎯 Recommended Strategies

Strategy 1: Organic Growth (3-6 months)

Objective: Reach N5–N10 sustainably

Month

Investment

Directs

Active Levels

$100

$200

N1–N2

$300

N1–N3

$500

N1–N5

$700

N1–N7

$1,000

N1–N10

Total Investment: $1,000 Estimated ROI: 25–35% per 20-day cycle

Strategy 2: Quality Directs Focus

Objective: Maximize N1–N2 without scaling too much

Investment: $200-300
Referrals: 2-3 highly engaged people
Each referral brings 2-3 more

Advantage: High N1 (20%) and N2 (8%) commission
          Less management of large network
          Focus on depth vs. width

Strategy 3: Progressive Reinvestment

Objective: Use yields to grow deposit

Cycle 1: Deposit $300
         Earn $54 personal + $20 commissions = $74

Cycle 2: Reinvest $74 → Total $374
         Earn $67.32 personal + $25 commissions = $92.32

Cycle 3: Reinvest $92.32 → Total $466.32
         Naturally increases level requirements

📊 6-Month Realistic Projection

Conservative Profile:

Monthly Investment: $150
Referral Goal: 1 new direct/month

6-Month Accumulation:

Total investment: $900
Total accumulated gain: ~$666
Average ROI per cycle: ~21%
Network built: 5 directs + 15-20 indirects

📈 Level-by-Level ROI Comparison

Assuming 10 people in network (avg $100 deposit, P20):

Levels Unlocked

Personal Yield

Commissions

Total ROI

N1 only

$18.00

36%

N1–N2

$18.00

$25.20

43.2%

N1–N3

$18.00

$30.60

48.6%

N1–N5

$18.00

$37.80

55.8%

N1–N10

$18.00

$54.00

72%

*Values calculated for network of 10 people distributed across levels

⚠️ Important Warnings

1. Cumulative Requirements

Having $2,000 deposited does NOT automatically unlock N20.

You need to meet each level's requirements sequentially:

- $100 → N1 ✓
- $200 + 2 directs → N2 ✓
- $300 + 3 directs → N3 ✓
... (all previous levels)
- $2,000 + 10 directs → N20 ✓

2. "Active" Referrals

Active = Has deposit ≥ $100 at the moment
Inactive = Withdrew everything or has < $100

If a referral withdraws, they no longer count toward requirement.

3. No Automatic Compounding

Yield from $100 → $18
$18 is NOT automatically reinvested
You must withdraw and deposit again manually

🎓 Executive Summary

To Start ($100–300):

Focus on unlocking N1 first
Refer 2–3 trusted people
Prioritize quality over quantity
Expectation: 20–25% ROI/cycle

To Grow ($300–1,000):

Goal: Unlock N5–N10
Build network of 5 solid directs
Teach your directs to refer
Expectation: 25–35% ROI/cycle

To Scale ($1,000+):

Goal: Reach N15–N20
Network of 7–10 active directs
Focus on depth (deep levels)
Expectation: 30–50% ROI/cycle

Links:

https://poolpays.app

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Last updated 1 month ago

hashtag🎯 Overview

hashtag💰 Base Yield Plans

hashtag📊 The 20-Level Commission Structure

hashtagComplete Requirements Table

hashtag🧮 Commission Formula

hashtag🔓 How to Unlock Levels

hashtagInitial State

hashtagAfter 2 Direct Referrals

hashtagAfter 3 Direct Referrals

hashtag💡 Practical Examples

hashtagExample 1: Basic N1 Only

hashtagExample 2: Unlocking N2

hashtagExample 3: Activating N3 with Depth

hashtag📈 Realistic Progression: Zero to First Levels

hashtagMonth 1: Establishing N1

hashtagMonth 2: Unlocking N2

hashtagMonth 3: Activating N3

hashtag🎯 Strategy to Reach N10

hashtag6-Month Action Plan

hashtag💼 Advanced Example: 20-Person Network

hashtag🧮 Quick Commission Calculator

hashtagHow Much Per Referral?

hashtag❓ Frequently Asked Questions

hashtag🎯 Recommended Strategies

hashtagStrategy 1: Organic Growth (3-6 months)

hashtagStrategy 2: Quality Directs Focus

hashtagStrategy 3: Progressive Reinvestment

hashtag📊 6-Month Realistic Projection

hashtag📈 Level-by-Level ROI Comparison

hashtag⚠️ Important Warnings

hashtag1. Cumulative Requirements

hashtag2. "Active" Referrals

hashtag3. No Automatic Compounding

hashtag🎓 Executive Summary

🎯 Overview

💰 Base Yield Plans

📊 The 20-Level Commission Structure

Complete Requirements Table

🧮 Commission Formula

🔓 How to Unlock Levels

Initial State

After 2 Direct Referrals

After 3 Direct Referrals

💡 Practical Examples

Example 1: Basic N1 Only

Example 2: Unlocking N2

Example 3: Activating N3 with Depth

📈 Realistic Progression: Zero to First Levels

Month 1: Establishing N1

Month 2: Unlocking N2

Month 3: Activating N3

🎯 Strategy to Reach N10

6-Month Action Plan

💼 Advanced Example: 20-Person Network

🧮 Quick Commission Calculator

How Much Per Referral?

❓ Frequently Asked Questions

🎯 Recommended Strategies

Strategy 1: Organic Growth (3-6 months)

Strategy 2: Quality Directs Focus

Strategy 3: Progressive Reinvestment

📊 6-Month Realistic Projection

📈 Level-by-Level ROI Comparison

⚠️ Important Warnings

1. Cumulative Requirements

2. "Active" Referrals

3. No Automatic Compounding

🎓 Executive Summary